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Personal Services | Home Buyer's Kit Home Buyer's Kit Buying a house is one of the most rewarding experiences in life, but it can be confusing…even overwhelming! There’s a lot to know before you make that leap and Prospera is here to help, with a step-by-step guide that will give you the information you need to make the best decision. Step-by-Step Guide Finance Questions Calculators Mortgage Products Our Personal Mortgage Lenders Resources & Links    Renting vs. Home Ownership The primary difference between renting and owning is investment. When you rent you’re paying for something but accruing nothing financially. When you own a home, you essentially own a long-term opportunity to invest and make money.

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