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Your trust is the cornerstone of our relationship. That is why we work diligently to safeguard your privacy. Keeping member information secure and using it only to provide superior service as our members would want us to is a top priority for Prospera Credit Union.
We have developed the following privacy policy to ensure you the confidentiality that you deserve. You have our promise that we will adhere to these guidelines. It is our promise to you, our individual members. |
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| Notice of Your Financial Privacy Rights |
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We, our and us when used in this notice, mean Prospera Credit Union.
This is our privacy notice for our members. When we use the words "you" and "your" we mean the following types of members:
All of our consumer members who have a continuing relationship with us, such as:
- Deposit account
- Loan account
We will tell you the sources for nonpublic personal information we collect on our members. We will tell you what measures we take to secure that information. We first define some terms.
NONPUBLIC PERSONAL INFORMATION - means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
An AFFILIATE is a company we own or control.
A NONAFFILIATE THIRD PARTY is a company that is not an affiliate of ours.
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| The Information We Collect |
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We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us
- Information about your transacting with our affiliates
- Information about your transactions with nonaffiliated third parties
- Information from a consumer reporting agency
The confidentiality, security, and integrity of your nonpublic personal information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
Nonpublic personal information and affiliates
We may disclose nonpublic personal information about you. Here are the kinds of nonpublic personal information we may disclose to our affiliates:
Transaction and experience information from our account records:
- Information about your transactions and experience, such as:
- Name
- Address
- Account balances
- Account activity
- Types of accounts
- Credit card usage
- Telephone number
- Payment History
- Deposit History
- Parties to the transaction
Federal law allows us to disclose the information listed above with our affiliates. You do not have a right to opt out of the disclosure of this information.
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| Types of Affiliates |
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We may disclose nonpublic personal information about you to the following types of affiliates:
- Financial service providers, such as:
- Our commercial lending, subsidiary (BLG)
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| Reasons For Disclosure |
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Here is why we may disclose nonpublic personal information about you to our affiliates:
- To provide our members with information about additional products and services
- To evaluate our total relationship with you and our family of companies and give you the best price that relationship deserves
- Many members want us to know the individual pieces of their overall plan
Nonpublic personal information and nonaffiliated third parties
We will not disclose nonpublic personal information about you to anyone except as disclosed in this policy or as permitted by law.
Nonpublic personal information and former members
We do not disclose nonpublic personal information about former members, except as permitted by law.
REV. 5.26.02
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